Ratibi Card Salary Check Online:-

The Ratibi Card, offered by First Abu Dhabi Bank (FAB), is a convenient way to access and manage your salary, especially for employees in sectors like construction, hospitality, and retail. It provides easy access to salary payments through various channels, including online banking and mobile banking apps. If you’re looking to check your Ratibi Card balance online, here is a step-by-step guide to help you do it using different FAB services.

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Ratibi Card Salary Checking via FAB Online Banking:-

If you prefer to use a desktop or laptop, you can check your Ratibi Card salary through FAB Online Banking. Here’s a step-by-step guide to checking your balance:

Step-by-Step Method:

  • Step 1: Visit the FAB Online Banking Portal
  • Step 2: Log in to Your Account
    • On the home page, click on the “Login” button located at the top right corner.
    • Enter your Last 2 digits and Card ID. If you’re logging in for the first time, you may need to register for online banking by providing personal details and completing identity verification.
  • Step 3: Access the ‘Accounts’ Section
    • Once logged in, navigate to the “Accounts” tab from the main menu.
    • Under this section, you will find a list of all accounts and cards linked to your FAB profile.
  • Step 4: Select Your Ratibi Card
    • Look for your Ratibi Card in the list of accounts or cards.
    • Click on the card to view your current balance and recent transaction history.
  • Step 5: Review Your Salary and Transactions
    • You will be able to see the balance available on your Ratibi Card and view any salary deposits, withdrawals, or other transactions made with the card.

Important Notes:

  • Make sure your online banking credentials (user ID and password) are secure.
  • If you need to update any details or manage your Ratibi Card, you can do so through the online banking portal as well.
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Ratibi Card Salary Checking via FAB Mobile Banking App

The FAB Mobile Banking App provides an easy and secure way to check your Ratibi Card salary balance and recent transactions. Here’s how to do it:

Step-by-Step Method:

  • Step 1: Download the FAB Mobile App
    • If you haven’t already, download the FAB Mobile Banking app from the Google Play Store (for Android) or Apple App Store (for iOS).
  • Step 2: Log in to the App
    • Open the app on your mobile/phonw.
    • Enter your user ID and password (if you’re using the app for the first time, you may need to complete a registration process).
  • Step 3: Navigate to the ‘Cards’ Section
    • Once you are logged in, tap on the “Cards” tab at the bottom of the app interface. This section will show you all the cards linked to your FAB account.
  • Step 4: Select Your Ratibi Card
    • In the list of cards, select your Ratibi Card. The balance, along with recent transactions, will be displayed on the screen.
  • Step 5: View Salary and Transaction Details
    • You will be able to see your current balance and any recent transactions. You can also check your transaction history for details of salary credits and withdrawals.

Important Notes:

  • Ensure that you have internet connectivity to access the app.
  • The app may also allow you to transfer funds, pay bills, or request additional services directly from the dashboard.
ratibi card salary check

Ratibi Card Salary Checking via ATM

If you don’t have access to the mobile app or online banking, you can check your salary balance on the Ratibi Card at any FAB ATM.

Step-by-Step Method:

  • Step 1: Visit an FAB ATM
    • Go to the nearest FAB ATM. You can find FAB ATMs across the UAE.
  • Step 2: Insert Your Ratibi Card
    • Insert your Ratibi Card into the ATM machine.
  • Step 3: Enter Your PIN
    • Enter the PIN associated with your Ratibi Card to authenticate the transaction.
  • Step 4: Select ‘Balance Inquiry’
    • On the ATM screen, select the option for “Balance Inquiry” or “Check Balance”.
  • Step 5: View Your Balance
    • Your current Ratibi Card balance will be displayed on the screen.
    • You can also choose to print a mini-statement if you need a record of recent transactions.

Important Notes:

  • Ensure your PIN is secure and not shared with anyone.

Some ATMs may charge a small fee for certain transactions, so check the ATM before making any withdrawals or inquiries

Checking Ratibi Card Salary via SMS Banking

If you are registered for FAB SMS Banking, you can check your balance instantly by sending a text message. This is a convenient method if you prefer to check your balance on the go without needing to log in to an app or website.

Step-by-Step Method:

  • Step 1: Register for SMS Banking
    • If you haven’t registered, you can visit a FAB branch or contact customer care to enroll in SMS Banking.
  • Step 2: Send a Text Message
    • From your registered mobile number, send a message with the word “BAL” or “BALANCE” to 2121.
    • You will receive an SMS with your Ratibi Card balance in real-time.

Important Notes:

  • Make sure you are sending the SMS from your registered mobile number linked to your Ratibi Card.
  • Standard messaging rates from your mobile carrier may apply for sending the SMS.

Benefits of the Ratibi Card:-

  1. Instant Salary Access:
    • Employees can access their salary as soon as it is credited, reducing waiting times and offering financial flexibility.
  2. Cash Withdrawals and Purchases:
    • The Ratibi Card functions like a regular debit card, allowing you to withdraw cash from ATMs or make purchases at retail outlets across the UAE. It is accepted at millions of locations globally.
  3. No Need for a Bank Account:
    • One of the main advantages of the Ratibi Card is that employees don’t need to have a traditional bank account to receive their salary. The card provides an alternative for workers without formal banking relationships.
  4. Secure and Convenient:
    • The card offers enhanced security features, such as PIN protection for transactions, ensuring that only the rightful cardholder can access their funds.
  5. Direct Salary Deposits:
    • Salaries are directly deposited into the Ratibi Card, ensuring timely payments. There is no need for cash handling, and employers benefit from simplified payroll processing.
  6. No Monthly Fees:
    • The Ratibi Card typically has no monthly maintenance fees, making it a cost-effective option for salary disbursement.
  7. Global Acceptance:
    • The card is linked to the MasterCard network, making it valid for international transactions as well as local purchases, both online and in-store.
  8. Access to Financial Services:
    • Cardholders may be eligible for access to additional banking products, such as loans, credit cards, and other financial services offered by FAB.
  9. Easy Salary Management:
    • Employees can easily monitor their salary payments, balance, and expenditures through the mobile app, online banking, or ATM, allowing better personal finance management.

Conclusion:-

The Ratibi Card offers employees in the UAE a streamlined, efficient, and secure way to access their salaries. With features like instant access to salary, global acceptance, and easy online balance checks, it serves as a practical solution for workers across various sectors. Whether used for daily purchases or ATM withdrawals, the Ratibi Card brings convenience and financial independence to its users.